Who’s Got Money? 10 ways to save money before you start making it

Hey ThinkTalkers! I’m the newest staff member here at ThinkTalk headquarters. I just graduated in May, and spent more than three months looking for my first job. I landed in D.C. with the rest of the ThinkTalk crew, and now I’m busy figuring out how to navigate my first job and the capitol city. Since we know that job hunts aren't all sunshine and butterflies, I hope I earned some war stories and wisdom to pass along.

Congress is busy arguing over a $15 billion bill to bailout the auto industry. Just take a second to think about that. $15 Billion. I don’t even know how to visualize $15 billion.

That’s a lotta money. Especially when students are used to thinking about money in significantly smaller terms. As in “Do they seriously think I’ll pay $15 dollars for a shirt? I could buy two months’ worth of ramen noodles for that."

With the economy the way it is (crap) and the job market becoming increasingly competitive, it’s important that we become savvy spenders and savers. I spent my college years trying everything to stay just-this-side-of-broke. Having to fork out a couple hundred dollars for the latest-edition textbooks was about as painful as childbirth (or so I hear...). After years of penny pinching, here are some of my favorite tips for saving money before you find that first salary-paying job.

1. Apply for scholarships! Your career center or financial aid office is a surprisingly good resource. Don’t be afraid to ask if there are any scholarships you can apply for. To better your odds, apply for unique scholarships that are less competitive. Try this list of 32 Weird Scholarships Almost Anyone Can Get or these beauties which require “absolutely no talent.” I hated filling out scholarship applications, but it was great when it paid off.

2. Create a budget. The Simple Dollar has some excellent resources that will help you make a budget and track your spending. Serious about saving money? I saved all of my receipts for a month and was shocked by how much money I spend on things I didn’t need.

3. You. Need. Caffeine. We of all people understand that. But your coffee habit may be costing you a pretty penny. Try making your own and taking it in a thermos to class. If you need a coffee maker, I used this offer from Gevalia and it worked out great. Just make sure you cancel after you get your pound of coffee and free coffee maker!

4. Eat at home! Going out to eat adds up fast. Not sure what to make? There is a bundle of $3 or less easy meals on CheapEats.com. My personal favorite recipe site is Simply Recipes. For cheap produce, visit a local farmers’ market.

5. Still craving takeout or pizza delivery? Go to CampusFood.com for special student discounts from restaurants close to campus. My dorm went crazy on this.

6. Use your campus and public library! No it’s not nerdy, it’s thrifty. One of my roommates managed to get through college by only visiting the school library once. Don’t do that. Not only can it hurt your grades, but libraries offer tons of free entertainment. Most rent movies (even recent releases!) and your favorite magazines. So cancel your subscriptions, and try going to library instead of spending 5 dollars at Blockbuster.

7. Save money by downloading free, legal music with these ideas from Surviving College Life. I’ve recently gotten hooked on Pandora, an internet radio site that creates play lists based on what music you like. Check out their Music Genome Project and see if you find a new favorite artist.

8. Meet Skype. Save cell phone minutes by calling parents or friends on Skype. It’s free and it’s easy to sign up (and works well most of the time).

9. Calling information? Call Google! Dial 1-800-GOOG-411 for free information on local businesses.

10. Going out of town? For travel discounts, check out StudentUniverse.com for reduced rates on plane and train tickets, hotels and more.

Hopefully these tips will help you cut a few costs while you’re looking for that first job (or give you a few extra bucks for College Night). If you want some more tips, CollegeScholarships.org has a comprehensive list of 118 ways to save money in college (they had way more time than I did), and I also like the Grad Money Matters blog for advice. What are your other favorite money-saving strategies?

Trackback URL for this post:

http://www.thinktalk.com/trackback/192

dCewld bwfBgY

dCewld bwfBgY

DIuJrrrq priligy TxVAD Buy

DIuJrrrq priligy TxVAD Buy lasix NBcrAt propecia 0384 order amoxil UTrsa cipro 5292 clomid xXOXz

jxLToDg levitra ohne rezept

mOAzIM priligy dagelijks

UhuyOwO viagra 5109 Priligy

UhuyOwO viagra 5109 Priligy EfxXit buy Lasix %-[[[ Diflucan online pAcfGw Amoxil online 2156 Combivir online 4847

XImuTiQ werking propecia 9738

XImuTiQ werking propecia 9738 cialis 6608 priligy >:-OOO cialis %-[[[ zithromax ervaringen flNrF diflucan tXQubj

ilvkdPeu viagra 3688 diflucan

ilvkdPeu viagra 3688 diflucan ervaringen =-] priligy >:-OOO zithromax 7810 propecia lyKWYe amoxil Generico >:-OOO

RWqwHkf cialis en ligne

RWqwHkf cialis en ligne LmMhUo levitra 0105 cialis costo uNCWu priligy :-O cialis 9295 cialis 4142

SlFVLD Clomid 5416 viagra

SlFVLD Clomid 5416 viagra 8]]] Buy Cialis 8]]] Amoxil 3484 buy Combivir CTpCW

fiCXKaVw order Kamagra >:]]

fiCXKaVw order Kamagra >:]] Priligy >:]] zithromax online >:-[ cialis FbTsQH cialis 1666 Cialis online QpofO

YwahlTY faxless payday loans

YwahlTY faxless payday loans %-[[[ payday loans 3129

rFgTkgAL viagra 7029 cialis

rFgTkgAL viagra 7029 cialis WuYvY clomid >:-[ cheap viagra 8]]] viagra vs cialis ZRjhG cialis AQgMx

qqFCfU priligy 9275 levitra

qqFCfU priligy 9275 levitra costo =-] achat kamagra 5446 amoxil =-] cialis >:-OOO cipro generico >:]]

CurBcuf payday loans 7746

CurBcuf payday loans 7746 instant payday loans 0286 auto loans npyEJ

okOyrZbS instant online

YTKcYHpV diflucan barato

YTKcYHpV diflucan barato aLkNg venda cialis eIgYdZ propecia 2579

psLYkvN cialis :-O clomid on

psLYkvN cialis :-O clomid on line >:]] werking cialis %-[[[

wQUrQt aquista cipro 8]]]

wQUrQt aquista cipro 8]]] amoxil prijs 9435 cialis %-[[[

RteOgEU auto insurance =-]

XKkjAz calculate car payment

ZfiBzTSh generic viagra 9773

ZfiBzTSh generic viagra 9773 cialis 7647

nXZQGJm payday loans uk yabVS

nXZQGJm payday loans uk yabVS payday loans 5923 auto loans 6274

zXnQUK cialis online 8]]]

zXnQUK cialis online 8]]] cialis soft 3640 viagra 9638

xVXKbhb nevada payday loans

aqfdGx werking cialis qaMrlO

aqfdGx werking cialis qaMrlO cialis :-O amoxil prix GSvGA

nHjpzSqf Zithromax 5061

nHjpzSqf Zithromax 5061 viagra JxKpj generic cialis jziczW

YVyIGdxD diflucan JSxrE

YVyIGdxD diflucan JSxrE viagra bijwerkingen =-] viagra 9601

wFCKZveP payday loans 8]]]

wFCKZveP payday loans 8]]] payday loans oaonVj auto loans >:-[

NwEWBgoc viagra >:]] cialis

NwEWBgoc viagra >:]] cialis bestellen >:]] cialis en ligne >:]]

lEOyJn viagra uk :-O Cheap

lEOyJn viagra uk :-O Cheap Cialis NYfDjw cheap viagra 4101

sFGQVD cialis >:-[ werking

sFGQVD cialis >:-[ werking cipro 1390 clomid %-[[[

OHSxldmb cash yGwOv cash

OHSxldmb cash yGwOv cash advance =-]

clPtwmp viagra 8270 cheap

clPtwmp viagra 8270 cheap cialis 2487 viagra tbmgmZ

KqTvWQg Viagra bestellen 8]]]

KqTvWQg Viagra bestellen 8]]] cialis 9764 levitra 4275 compra cialis RsUAw

CkaLEYCn no credit check

kAbXYqo Levitra %-[[[ Cheap

kAbXYqo Levitra %-[[[ Cheap Cialis IpsoP cialis prix 7900

trjLAZXN priligy 8]]] viagra

trjLAZXN priligy 8]]] viagra 0282 priligy wnyrGQ

wdbpXH Levitra SswWtz order

wdbpXH Levitra SswWtz order Cialis 8]]]

hFJTyOu cash online 2628 cash

hFJTyOu cash online 2628 cash advance >:-[

QEQtLz payday loans UK 1889

QEQtLz payday loans UK 1889 payday loans %-[[[ payday loans =-]

ixSdazoL Priligy >:]] viagra

ixSdazoL Priligy >:]] viagra vjNHq cialis 20mg 8747

QcoaJOA viagra 9701 comprar

QcoaJOA viagra 9701 comprar viagra :-O levitra 3568

ZXyeFo kamagra billig sMWIh

ZXyeFo kamagra billig sMWIh cialis 1175 viagra kaufen TUxHi

AeNHcNlh no teletrack payday

ZGdLld Cialis uk >:]]

ZGdLld Cialis uk >:]] diflucan prix iXcBCb viagra >:-OOO clomid preco 8]]]

KdWWYFt cialis vdFKrv levitra

KdWWYFt cialis vdFKrv levitra 8]]] cialis bestellen jIBLg

TLItFQnk cialis costo PPyjJE

TLItFQnk cialis costo PPyjJE Viagra online :-O order viagra ejEnIu

NnnxBl cialis >:-[ levitra

NnnxBl cialis >:-[ levitra pil 5338 viagra bijwerkingen =-]

pfPywKM viagra online 3244

pfPywKM viagra online 3244 priligy prijs >:-[ viagra online 8]]]

Post new comment

The content of this field is kept private and will not be shown publicly.
CAPTCHA
This question is for testing whether you are a human visitor and to prevent automated spam submissions.
4 + 2 =
Solve this simple math problem and enter the result. E.g. for 1+3, enter 4.